St. Petersburg Personal Injury Blog

Four Chapter 13 Bankruptcy Myths Debunked

June 20, 2018
Chapter 13 Bankruptcy | St. Petersburg | Berkowitz & Myer

The very word can cause anxiety and stress for many people. It, however, can help people who fall on hard times get fresh financial starts. In fact, in many cases, people who file for bankruptcy are immediately better off than they were before they filed. Here are four myths that may hold you back from considering Chapter […]

When Is It Time to File for Chapter 13?

June 13, 2018

Filing for bankruptcy is a big decision. A Chapter 13 can stay on your credit report for seven years and can make financing harder to obtain and raise your interest rates. That said, you may enjoy significant benefits to filing for bankruptcy, such as avoiding foreclosure, lowering monthly payments, and discharging certain debts. Consumers sometimes […]

Filing for Chapter 13 Will Not Ruin Your Life

June 6, 2018
Chapter 13 | St Petersburg | Berkowitz & Myer

If you, like many people, experience financial problems, you’re not sure what to do or where to turn. You’re aware that you can’t keep up with your monthly obligations but are worried about the ramifications of filing for Chapter 13. You may have heard that bankruptcy will stay on your credit report for 10 years […]

Preparing for Your Initial Consultation with Your Bankruptcy Attorney

May 23, 2018
Bankruptcy Lawyer St. Petersburg

If you’re considering filing for bankruptcy, the first step is to schedule a consultation with an attorney who specializes in bankruptcy law. Come prepared so that the meeting is as productive and as informative as possible. Your preparation will also help the attorney can give you the best advice possible. This means that you will […]

Is Chapter 13 Bankruptcy Right for You?

May 16, 2018
Chapter 13 Bankruptcy | St. Petersburg | Berkowitz & Myer

Maybe you’ve lost your job, gone through a divorce, or experienced some other life-changing event that has left you struggling to stay on top of your finances. After exhausting every option, bankruptcy may feel like your last remaining option, but you don’t want to lose all of your possessions. You may want to consider filing […]

How Chapter 13 Bankruptcy Can Help Alleviate Financial Stress

May 9, 2018
Chapter 13 Bankruptcy | St. Petersburg | Berkowitz & Myer

The decision to file for bankruptcy can overwhelm anyone. Not only are you dealing with aggressive creditors and possible legal action, but you’re also trying to make the right financial decisions for you and your family’s future. In the thick of things, bankruptcy can feel like yet another impossible mountain to climb. However, Chapter 13 […]

Chapter 13 Bankruptcy – Terms and Definitions

May 2, 2018
Bankruptcy Lawyer St. Petersburg

Filing for bankruptcy can feel extremely stressful. On top of everything else, you’re suddenly involved in a legal proceeding where everyone else is using foreign terminology. To understand your case, your rights, and your obligations, however, you need to understand the basic terms that you will hear over and over (and over) again as your […]

What Should Do if You Can’t Make Your Chapter 13 Payment?

April 24, 2018
Bankruptcy Lawyer St. Petersburg

Filing for bankruptcy is a stressful process that directly impacts the lives of those who file. When you file for chapter 13 bankruptcy, you state that you, using your regular income, will follow chapter 13 payment plan to repay all or a part of your debts over three to five years. Chapter 13 bankruptcy filings […]

Relevance of Exemptions in Chapter 13 Bankruptcy

April 18, 2018
Chapter 13 Bankruptcy | St. Petersburg | Berkowitz & Myer

Many Floridians have found that filing for bankruptcy can help address and overcome financial hardship. In fact, there were approximately 45,000 bankruptcy cases filed by Florida residents and businesses in 2017. Moreover, filing for chapter 13 bankruptcy can help people address their financial hardships without losing or relinquishing important property. In a Chapter 7 Bankruptcy, […]

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