Are you having difficulties when it comes to paying your bills? Are debt collections companies causing you to you dread picking up the phone when you don’t know the number on the caller ID? You’re not alone.
Many Americans and Saint Petersburg residents deal with debt harassment phone calls, letters from creditors and collection agents on a regular basis. If you find that you avoid opening mail each day or even worry that your creditors may call you at work, it’s time to stop the embarrassment and life disruption.
You may be surprised to know that you also have rights as a consumer. These consumer rights are well defined and established, and we bet your creditors don’t want you to learn about them either.
Important Debt Collections Information
If you are tired of worrying about how many abusive phone calls you’ll receive this week claiming bankruptcy might be the right step for you. Each and every state that has specific rights and laws pertaining to bankruptcy and creditor harassment. It’s important to get as much information and education as possible. For example, did you know that in some states, as a consumer, you don’t have to:
- Discuss anything with a collector unless you want to
- Answer a phone with a collector even if you have Caller ID
- Speak with a collector if you do happen to answer the phone
- Say “good-bye” before you hang up
At Berkowitz & Myer, our experienced Debt Collections attorneys help Saint Petersburg residents file for consumer bankruptcy. We will sit down with you and your loved ones and provide an easy to understand and direct assessment of your financial situation. We will discuss your creditors and their harassing behavior with you, what action is necessary and what we can do to help you gain relief.
Contact us today at 1-727-344-0123 for a free consultation with our experienced Debt Harassment and Bankruptcy Law Group. We promise that there’s no need to be embarrassed and there will be no cost to you whatsoever.